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Terms of Service

Last updated: 9/14/2025

1. Acceptance of Terms

By accessing and using the Pammas website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Pammas provides educational services (English lessons) and web development services through our website. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

3. User Accounts and Registration

3.1 Account Creation

To access certain features of our services, you may be required to create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your account information
  • Keep your account credentials secure
  • Accept responsibility for all activities under your account

3.2 Account Termination

We reserve the right to terminate or suspend your account at our discretion, without notice, for conduct that we believe violates these Terms of Service.

4. Acceptable Use Policy

You agree not to use our services to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful, offensive, or inappropriate content
  • Interfere with or disrupt our services
  • Attempt unauthorized access to our systems
  • Use our services for commercial purposes without permission

5. Intellectual Property Rights

5.1 Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of Pammas and is protected by copyright and other intellectual property laws.

5.2 User Content

By submitting content to our website, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display such content in connection with our services.

6. Payment Terms

6.1 Service Fees

Fees for our services are as posted on our website. All fees are non-refundable unless otherwise specified in our service-specific terms.

6.2 Payment Processing

Payments are processed through secure third-party payment processors. You agree to provide accurate payment information and authorize us to charge your payment method.

7. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices.

8. Disclaimers and Limitations of Liability

8.1 Service Availability

We strive to maintain service availability but do not guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, updates, or technical issues.

8.2 Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8.3 Limitation of Liability

To the maximum extent permitted by law, Pammas shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

9. Indemnification

You agree to indemnify and hold harmless Pammas from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

10. Termination

Either party may terminate this agreement at any time. Upon termination, your right to use our services will cease immediately, but these terms will remain in effect as to prior use.

11. Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the appropriate courts.

12. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

13. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: